I too was amazed and impressed by the sketch and a big thanks for the time taken to produce it Sooty.
In the light of dawn I decided to play safe and get the bike to BMW as I really wouldn't know what I was looking at once the cover was off. Given I was planning to set off for Turkey on Sunday I didn't want to discover I had screwed up halfway though Albania.
I hung around while they removed the cover and the instant prognosis was that the clutch was well and truly cooked.

I was somewhat pissed off given that the last time I took the bike in with the same problem it was still under warranty, but they never took a look inside the casing. It still doesn't explain why it should be working okay one minute and then totally knackered the next.
They said they had several other bikes in since my first visit, with the same problem, and each time they sorted it out with cable adjustment. Presumably they never looked inside those bikes either.
They reckoned the relatively short life of the clutch (24.5K) was down to my extravagant off-road activities.

I guess they would classify this as unreasonable "wear and tear". (They commented on the dents in exhaust, crash bars etc - so much for the unstoppable tag!). They also said it was really important to make sure there was always some play in the cable, especially when the clutch was hot.
Certainly the first time I went in with this problem the bike had been buried in a quagmire of very sticky Leicestershire mud with some heavy clutch usage to make progress. Probably down to my crap off road technique!
Although I have dropped the gearing on the bike I still have to use the clutch a lot to control low speed progress on difficult sections.
After they told me the bill (£350), they discovered there were no F650/800 clutches in the country?????!!!!!!!!!!!!!!!!!! FFS!

So it will be at least Tuesday, and more likely Thursday before the bike is fixed. My Turkey trot will now start later than planned and be more of a Turkey run!
Thanks again for the advice and support from the experts which is very much appreciated.

Has anyone else had to change a clutch before 25K???