Dead serious?
Died, waiting at the side of the road, worrying what rescue vehicle would be coming over the horizon.
Dead serious?
Good point. Knock on the door, "here are the bike keys, I'll get the bike out of the garage". On seeing the state of the flat bed..."I'm not letting you put my bike on that"! Recovery bloke very apologetic, "Sorry mate not had time to clean if off..can't blame you not wanting to put your bike on there" He then drove off, put the bike back in the garage and I thought **** he's still got my keys! Easily done when you are a bit cross!
Insurance company insist that I put on my disc lock even in a locked garage otherwise the insurance is invalid. Don't bother with the bikes steering lock in the garage.



Your mention of the Allianz complaints procedure reminds me of an unhappy incident with them a couple of years ago.
I was in Lyon when my R1200GS was stolen. Naturally, I contacted BMW Assist, who told me that their service only covers breakdown not theft. As one-way car hire was eye-wateringly expensive, my wife and I had to cram ourselves and all our gear onto her GS and throw away what wouldn't fit, mainly clothes and a few small gift items.
It was only when I bought my replacement bike and looked at the BMW Assist pamphlet that I realised they had brazenly lied to me over the phone in my hour of need, and that they do actually cover theft.
There followed a tedious and drawn-out complaints procedure with long gaps between their replies, which ended with them reluctantly giving me a hundred quid or so in compensation, and some weasel words about denying liability for my losses. I'd much rather have had support at the time and a hire car, but there you go.
Deeply unimpressed with them, but the lesson is to ensure you take the policy wording with you on your travels (maybe take a photo or something) so you can check what they tell you over the phone.
Why did you not contact your (presumably) fully comprehensive motor insurer?
Why did you not contact your (presumably) fully comprehensive motor insurer?
My thoughts exactly, you didn't need recovery as your bike was nicked, it would have been at least worth a phone call and one for people to think about if it ever happens to them?![]()
I did, of course. They didn’t offer help either - they cover the bike theft (which they paid out for) but not any resulting inconvenience. I’ve never seen such cover in a policy - does your insurer offer post-theft support, either home or abroad?
