extended insured warranty - options

[darkhorse]

my extended warranty with BMW is up for renewal at £310

what other options are out there worth looking at?

ideally would have warranty were you are not tied in to having to use a main BMW dealer for servicing

advice welcome

 

[Sgt Bilco]

my extended warranty with BMW is up for renewal at £310

what other options are out there worth looking at?

ideally would have warranty were you are not tied in to having to use a main BMW dealer for servicing

advice welcome

Dave

I think the BuMW extended warranty is good value compared with other offerings. Any other provider will want to have proof of dealer maintainence in the case of a claim I would imagine.

The advantage to me of the BuMW one is you get repaired and/or repatriated etc via the European dealer network with all the advantages. Others may use anyone they can find with all the ensuing issues etc etc

At £310 the price is sensible and you`ll be pushed to get anything as good much cheaper IMHO.

 

[Wapping]

I looked at the various options available, but didn't spend hours analysing them in too much detail.

The BuMW one looked, on the whole, as good as most and definitely better than many.

For less than a pound a day I thought it worthwhile.

 

[darkhorse]

I looked at the various options available, but didn't spend hours analysing them in too much detail.

The BuMW one looked, on the whole, as good as most and definitely better than many.

For less than a pound a day I thought it worthwhile.

Agree, good value, the only down side is having to use dealers to carry out normal services

 

[Wapping]

Agree, good value, the only down side is having to use dealers to carry out normal services

Many other extended warranties carry the same stipulation. Some have a different stipulation. Here is Warranty Direct's, a popular alternative.

SERVICING
Remember benefits are subject to the
following conditions;
When Service must be carried out at the manufacturer's recommended
intervals as specified in the appropriate motorcycle manual.
(An allowance of 30 days or 750 miles variation being acceptable.) Where Services must be carried out by a VAT registered garage. (The Underwriters will not accept any claim where servicing has taken place at home)

You must make sure that when you have your motorcycle serviced, the servicing garage stamps your Service booklet.
Keep all service invoices; these will be needed when presenting a claim.

I think St Eptoe (though fully continent ) works from home? I'm not sure if he is keen on the paperwork side?

 

[jimbogs1200]

If you but the BuMW extended warranty, do you even have to have the oil changed by them to keep the warranty in tact?

 

[ChasMill]

I looked at the various options available, but didn't spend hours analysing them in too much detail.

The BuMW one looked, on the whole, as good as most and definitely better than many.

For less than a pound a day I thought it worthwhile.

It is also a third of the price quoted by BMW when my warranty expired ....

 

[Wapping]

It is also a third of the price quoted by BMW when my warranty expired ....

Looks like competitive market forces have been at work..... Which is a good thing, of course....

 

[rob mac]

In the booklet, BMW Bike Warranty guidlines, para 3 states

"If the servicing has been carried out by a non BMW Authorised Dealer then the Dealer reserves the right to reject any claim where it is felt that the cause of defect is due to use of a non genuine BMW part or inadequate servicing or repair by the non-approved Dealer"

Therefore, BMW accept that servicing may be carried out by non BMW Dealers and not invalidate your warranty as long as it is done to their standard. This is because they have to comply with October 2003 European Union legislation, ‘Block Exemption Regulations 1400/2002’ (BER) which, among many things, states

The BER covers service and maintenance during the warranty period and prohibits vehicle manufacturers’ warranties from including conditions requiring that:

· all normal maintenance be provided within the vehicle manufacturer’s network

· all parts used must be the manufacturer’s original spare parts

The European Commission declared that such clauses in a warranty document would represent ‘an unjustified restriction for the consumer’

So you don't even need to use genuine parts, just ones that are of the same standard.

So I'm keeping my extended warranty going but servicing will be done by a non BMW dealer, I'll use genuine parts cuz the cost isn't that different but I don't trust the workmanship (100 miles after my last BMW Dealer service the service light came on cuz they hadn't reset it. When I picked it up and remarked how dirty the new oil filter was they said that it had an 8 mile road test after, yet the technician never noticed the handlebars or on the pish and never commented/adjusted them)

 

[jimbogs1200]

Someone told me that if you are a member of the BMWUKOC then you can get a healthy discount! Any truth to this?

 

[rick]

I think it's Warranty Direct that is advertised/promoted in the club Journal. Not sure what it says about a discount will check when I get home.

Did seem that it was shortly after this deal became available that BMW reduced the price for their extended warranty. The previous price being nothing short of a rip off IMO.

Not sure what this has to do with Rider Training and Courses.

 

[jimbogs1200]

Thanks Rick...
I don't know Warranty Direct, in my experience a lot of these 'policies' have so many loopholes they are not worth it.
Comments anyone??

 

[darkhorse]

In the booklet, BMW Bike Warranty guidlines, para 3 states

"If the servicing has been carried out by a non BMW Authorised Dealer then the Dealer reserves the right to reject any claim where it is felt that the cause of defect is due to use of a non genuine BMW part or inadequate servicing or repair by the non-approved Dealer"

Therefore, BMW accept that servicing may be carried out by non BMW Dealers and not invalidate your warranty as long as it is done to their standard. This is because they have to comply with October 2003 European Union legislation, ‘Block Exemption Regulations 1400/2002’ (BER) which, among many things, states

The BER covers service and maintenance during the warranty period and prohibits vehicle manufacturers’ warranties from including conditions requiring that:

· all normal maintenance be provided within the vehicle manufacturer’s network

· all parts used must be the manufacturer’s original spare parts

The European Commission declared that such clauses in a warranty document would represent ‘an unjustified restriction for the consumer’

So you don't even need to use genuine parts, just ones that are of the same standard.

So I'm keeping my extended warranty going but servicing will be done by a non BMW dealer, I'll use genuine parts cuz the cost isn't that different but I don't trust the workmanship (100 miles after my last BMW Dealer service the service light came on cuz they hadn't reset it. When I picked it up and remarked how dirty the new oil filter was they said that it had an 8 mile road test after, yet the technician never noticed the handlebars or on the pish and never commented/adjusted them)

The Terms and Conditions in BMW Motorrad Insured Warranty Policy Handbook states -
when servicing your motorcycle, failure to comply with the service schedule recommended by BMW may invalidate this warranty. All service and warranty work must be carried out by an Authorised BMW Dealer or BMW Service Authorised Workshop using only Genuine BMW parts.

 

[rick]

BMW Club Warranty

Not sure if there's a discount for BMW club members or not. The actual phrase on the ad in the Journal says "BMW Club have teamed up with Warranty Direct"

The website is www.warrantydirect.co.uk and phone number is 0800 097 8824.

Not sure exactly what it covers in relation to the BMW scheme. Other differences as I understand it is that you have to pay the dealer and claim the money back and that you can get non franchised dealers to do your servicing. They don't cover you if you do your own servicing.

 

[rob mac]

The Terms and Conditions in BMW Motorrad Insured Warranty Policy Handbook states -
when servicing your motorcycle, failure to comply with the service schedule recommended by BMW may invalidate this warranty. All service and warranty work must be carried out by an Authorised BMW Dealer or BMW Service Authorised Workshop using only Genuine BMW parts.

Not since 2003, it's the law, gives chapter and verse. Incidentally, BER expires in 2010 officially and, although unlikely, there is no guarantee that it will be renewed so we could end up back in the bad old days where you have to go back to your Dealer for everything.

 

[darkhorse]

Not since 2003, it's the law, gives chapter and verse. Incidentally, BER expires in 2010 officially and, although unlikely, there is no guarantee that it will be renewed so we could end up back in the bad old days where you have to go back to your Dealer for everything.

will have a look at that, cheers

 

[rick]

Take your point Rob, but in my opinion in practice I think BMW would make it difficlut to claim if servicing not done by their dealer.

For me if I took out the BMW warranty I'd also get them to do the servicing. If I wanted to get the servicing done by an independent then I'd take out a private warranty.

Got a quote from Warranty Direct and they want £339 That's for an 05 GS with 46K on the clock.

 

[jimbogs1200]

Isn't that more than 'BMW' direct? But,I suppose you save the ectra cost by not using BMW approved for servicing?

Has anyone here had experience of a Warranty Direct claim?

 

[rob mac]

Take your point Rob, but in my opinion in practice I think BMW would make it difficlut to claim if servicing not done by their dealer.

For me if I took out the BMW warranty I'd also get them to do the servicing. If I wanted to get the servicing done by an independent then I'd take out a private warranty.

Got a quote from Warranty Direct and they want £339 That's for an 05 GS with 46K on the clock.

I totally agree they'd make it difficult but the courts are in no doubt about the law on this. Of course they can use their huge might to bully and have succesfully done so for the last 8 years perpetuating the myth that everything is still the monopoly it once was.

This is my industry, I have had to buy some test equipment from America due to the hurdles that has been put in front of me here, they don't say I can't have it but it's cost prohibitive to get.

I suppose it's how belligerent/militant/ars*d the individual owner can be but, for good or bad, I'm one of them

 

[Paul Wakefield]

I think the BMW warranty with a new bike does not require BMW dealer servicing but the extended insured warranty, after the original one runs out, does.

I know the legality question was discussed before; IIRC because the requierment to use a dealer is through the insurance, it is permissible.