Policy wording, you are covered for the following
Component Cover
Depending on you having paid the correct premium when due, you are covered
for the costs (limited to parts and labour inclusive of VAT) of repairing or replacing
the factory fitted covered components below that have suffered electrical or
mechanical failure during the period of insurance
.
The maximum total claims liability covered by the BMW Motorrad Insured
Warranty is the market value for the insured motorcycle inclusive of VAT.
Engine
All internally lubricated components,
including but not limited to the
following:
Failure of the following parts: starter
ring gear, oil pump, timing gears and
chains, tappet gears, pistons and
rings, con rods, flywheel, crankshaft
and bearings, camshaft and cam
followers, valves and guides, cylinder
head, cylinder block, balancer shafts
and all internal bushings.
Gearbox
All internally lubricated components,
including but not limited to the
following:
Failure of the following parts: gears,
selectors, selector forks and drums,
bearings and bushes, synchromesh,
hubs and shafts, excluding external
linkages.
Drive
All internally lubricated components,
including but not limited to the
following:
Failure of the following parts: gears,
shafts, bearings and bushes, universal
joints, but excluding hubs, chains,
sprockets and rubber boots.
Final drive
All internally lubricated components,
including but not limited to the
following:
Failure of the following parts: crown
wheel, pinion and bearings. Pinion
shaft oil seal and crown wheel cover
seal, rear wheel carrier.
Clutch
Failure of the following parts: master
cylinder, slave cylinder, clutch plate,
plate housing cover, thrust bearing
including oil contamination of the
clutch plate, but excluding external
linkages, burnt out parts and general
wear and tear.
Steering
Failure of the following parts: steering
head bearings, Telelever ball joints,
steering damper, solid and roller
bearings including wheel bearings and
seals.
Suspension
Failure of the following parts:
Telelever ball joints, telescopic forks
(excluding pitting) and seals. Front
and rear shock absorber units (up to
30,000 miles only).
Braking system
Failure of the following parts: brake
callipers, ABS control unit, master
cylinders and ABS hydraulic pump
unit. (Seized callipers due to corrosion
are not covered).
Fuel system
Failure of the following parts: injection
control unit, fuel injectors, fuel level
transmitter, fuel pressure regulator,
fuel pump, fuel pump relay, solenoids,
idle control valve, throttle position
potentiometer and throttle body.
Cooling system
Failure of the radiator (excluding
damage, clogging and/or
sedimentation blockage), water pump,
thermostat and housing.
Electrical system
Failure of the following parts: all
electrical control units, on board
computer and starter motor, starter
relay/module, alternator, voltage
regulator, cooling fan motor, ignition
coil, wiring loom, lambda probe, fuel
level circuit boards and sender units,
ABS wheel sensors (excluding
damage), immobiliser antenna. CD
player, radio. engine temperature
transmitter and coolant temperature
transmitter. Cruise control motor,
reverse gear module and actuator.
Electric screen motor, main stand
motor, electronic suspension
adjustment motors, handlebar
combination switches.
Instruments
Failure of the following parts:
speedometer, gear indicators,
voltmeter, fuel gauge, temperature
gauge, tachometer and clock, but
excluding accident damage.
Seals and gaskets
Failure of the following: engine – rear
main oil seal, front crankshaft seal,
output shaft seal, cylinder head gasket
and valve guide oil seals. Gearbox –
input shaft seal, output shaft seal and
clutch push rod seal. Rear axle –
pinion oil seal.
Frames
Failure of the structured members but
excluding failure by corrosion or
accident damage.
Casings
Casings are covered only when
damaged by the failure of an insured
component.
Sundries
Working materials i.e. oils, filters,
antifreeze are claimable as a direct
result of a valid claim providing the
insured motorcycle is not within
1,000 miles of its next scheduled
service.
Miscellaneous
Other than the oil seals and gaskets
specifically listed above, the
rectification of oil leaks is not covered
and the cost of seals and gaskets will
only be accepted where they are
required as a direct consequence of a
valid claim under the insurance.
Any components not specifically