I seem to have started a bit of a debate here on the wheel lock issue, I believe it to be a compression issue on these bikes. Closing the throttle with the engine still running is obviously no problem or we would all be falling off regularly. Its the engine cutting out that makes the difference, at high speeds in a high gear there is sufficient road speed / momentum to overcome the compression and keep the wheel turning, but fail to grab the clutch in time as the road speed drops without the engine running and I can assure you the wheel will lock, you may only be doing about 20mph when it happens but if the road is wet or slippy you will be spat off in an instant if you don't grab the clutch.
It is more likely to happen at lower speeds in a lower gear, kill the engine do nothing (ie not grab clutch) insufficient road speed / momentum to overcome compression as you suddenly decelerate, the wheel will lock. It's happened 4 times to me now.
Don't try this at home folks, it's no fun and I wouldn't like it to happen to anyone else trying to replicate the event, trust me it happens. I was caught out this time as the loss of power seemed to have cured itself and the bike picked up for a few seconds, by then I had lost the momentum and without so much as a cough or splutter it just cut out, wheel locked and I was off in a split second.
May I add I have put 47000 miles on this bike in 4 years, been around most of europe and north africa on it, it is my sole means of transport and is ridden all year round rain hail or snow and I believe I know its characteristics quite well by now. I have been riding for 27 years without a break (apart from bones) and would class myself as an experienced biker, but I got caught out this time and it happened so quick I couldn't react. I'm pissed off about it as I know it was not my riding at fault (25-30 mph on a straight and without warning your sliding up the road thinking what the f*** happened there

First ever insurance claim too, good job my no claims bonus is protected, but I do feel somewhat embarrased about the whole thing as I can't give them a suitable explaination of how it happened. I hit / was hit by nothing, wasn't speeding, was on a straight, for insurance purposes I supose it was mechanical failure but I'm sure insurance clerk I gave details to thought I was a right numpty, "so you were riding at max speed of 30mph on a straight road, no other road users were involved and you just fell off" that was how they see it and I feel a twat. I think it's one of those things, if you haven't experienced it (and I hope you don't) then it's difficult to understand how it could happen.