Multi bike policy . . or not

[newbuild100]

Not sure this is in the right place but here goes . ..

As per many of you out there, i have more than one bike (GS x 2 plus a couple of others)
Its insurance time soon and im not sure if i should be going down the "multi bike policy" or insuring each individual bike.
I can see that multi bike pol's are a cheaper BUT if i decide to go down the route of insuring each bike individually say in another year, i would only be able to use the NCD accrued, on one bike.

What does everyone else think, and what do you do guys ??

Thanks in advance

 

[Dazzle]

I have multibike policy with aviva through carol nash
DR350
R100GS
Ducati ST2

 

[FERRET]

Again multi bike through Carol Nash
1200GSA
Laverda Jota
650 x challenge
Beta Alp 200

£246

 

[Deleted account 211025001]

Again multi bike through Carol Nash
1200GSA
Laverda Jota
650 x challenge
Beta Alp 200

£246

And another one here

Five bikes (one agreed value) for £310

Andres

 

[MikeS]

Same again, 4 bikes through Carole Nash, £350ish fully comp.

Sorry, can't resist listing my bikes either.

2002 R1150GS
2002 DR650
2002 Beta Alp 200
1998 DR350

 

[newbuild100]

One wonders if Multi bike policies go tits up, we are going to be left with NCD for one of bikes and no NCD for the others.

I mean, its not like insurance companies are crafty or anything is it ?

 

[Deleted account 211025001]

Dunno? But, the amount of money I've saved so far would easily cover that eventuality.

Andres

 

[CuzGS]

Agree Carole Nash

916
1200GSA
675 Daytona
750 F4

374 all in

 

[B4ndit]

Ebike,

DRZ 400
GS 1150
GSF 1250.

Fully Comp. £280 all in. 3 Years no claims.

 

[MarkShelley]

ebike

R1100GS
R1100RT
Moto Guzzi 850 T3 Cali
KLR250

£230 FULLY COMP

I have changed 3 bikes since April. All changes are done online and there is NO admin charge.

 

[CuzGS]

Shit no admin charge, I may change

Do you get decent breakdown too ?

 

[England-Kev]

If you fit you own panniers to your BMW then you are not insured through CN! that is what they told me, "panniers have to be installed by a recognised installer" I kid you not.



So I don't use them, and ask them this question next time you insure a bike, you have a friend coming over from the USA who wants to borrow one of your bikes, ask them for cover.

So I use someone else.

 

[Bill-H]

Ebike 3 bikes £155
and a free classic policy for my R69

 

[Twit!]

I've for 6 bikes on a multi-bike classic policy through Footman James. Alwas been fine until now... Last year £240; this years renewal.... £520!!!!

How is that even possible? No claims or anything in the last year. Rang them and queried and all I got was that I was lucky, some have gone up much more!

Now looking for a new policy!

 

[England-Kev]

I have also given up with FJ, they have got far too greedy, they even charge you for using a debit card!

 

[MikeS]

Looks like I will be getting a quote from Ebike next time.

 

[(RIP) jings]

i was with bikesure there idea of a multi bike police was 3 bikes sod em jumped to carel nash and got 4 bike insured for less than bikesure wanted for 3bikes

 

[redsoul]

Honda varadero xl1000
yamaha wr250r
BMW paralever 91

Multibike insurance fully comp by Aquote through norwich union.

About £200.00 a year though they have an admin charge of about £25.00 every time i change the policy which seems to be about twice a year lol.

 

[rc mad]

got a multi-bike policy from bennets

2006 f650 Dakar
2000 sv650s

£130 fully comp

I ended up getting all the extras for £180, not bad as the old insurance company wanted that for fully comp with no extras

 

[bubbles]

Hav'nt seen Peter James mentioned here, I changed from Carol Nash to Peter James this year.
Classic Multi bike policy, R100GSPD,
80/7,
K1200LT.
All agreed price.
With UK and euro brakedown, down from £189 to £143.

Only trouble was when the policy came it said no commuting, so phoned Peter James and Brendon said it was ok at my post code, but got them to send me a revised policy just incase.