May I inject a semi-serious question into this debate??
Whether an individual intends to vote 'Yes' or 'No' in the referendum is, I suspect, at present largely determined by gut feel and a whole load of life experiences/prejudices.
The issue to me is what form will Scotland take after a 'Yes' vote when we have had another election and the new Government sets about making Scotland fully independent.
The GB Monarch will be "Head of State", but what baggage will that bring with it??
Will Scotland be like
The Isle of Man, or like
Australia (or some other former member of the UK family) ???
A quick search for 'Politics in the Isle of Man' and 'Politics in Australia' brings some interesting results from Wikipedia:
An introduction:
The government of the Isle of Man is a parliamentary representative democracy. As a Crown Dependency, it is not subordinate to the government of the United Kingdom. That government, however, is responsible for defence and external affairs and could intervene in the domestic affairs of the isle under its residual responsibilities to guarantee "good government" in all Crown Dependencies. The Monarch of the United Kingdom is also the head of state of the Isle of Man, and generally referred to as The Queen, Lord of Mann.[1] Legislation of the Isle of Man defines "the Crown in right of the Isle of Man" as being separate from the "Crown in right of the United Kingdom".[2] Her representative on the isle is the Lieutenant Governor of the Isle of Man, but his role is mostly ceremonial, though he does have the power to grant Royal Assent (the withholding of which is the same as a veto).
The politics of Australia takes place within the framework of a federal constitutional parliamentary democracy and constitutional monarchy. Australians elect parliamentarians to the federal Parliament of Australia, a bicameral body which incorporates elements of the fused executive inherited from the Westminster system, and a strong federalist senate, adopted from the United States Congress. Australia largely operates as a two-party system in which voting is compulsory.
There is obviously more, but I won't post it all here to save Gerry's blood pressure

.
The main difference in these two examples is that the UK Government is responsible for the defence of the Isle of Man, whereas it isn't responsible for the defence of Australia (thankfully).
So, if Scotland is to be like Australia . . Who is going to protect the country as Scotland won't have:
Air Force,
Army,
Navy,
Border Protection Agency,
Fishery Protection Service
So are there any plans to provide these before the Russians and Spaniards deplete the fish stocks, Greenpeace take over the oil rigs and we all start speaking Romanian or Polish ???
Remember . . Scotland only has a population of 5.5M and the Shipbuilding facilities are owned by BA Systems so providing the necessary infrastructure may be a challenge!
Also . . Only a small percentage of that 5.5M are Taxpayers.
Ho Hum.
Bob.