Euro 4 and Insurance

[Fat Biker 66]

Folks just spoken to my insurance company (Big D) about the mods for my new bike (Pick up 10th Oct ) . Guy was helpful especially when he said no change in premium.

He asked if it was a new 2017 model which it is. He pointed out that I need to notify them if i remove the reflectors. They are MOT failure

"If removed - classed as performance modification. If I remove them and don't tell them and have claim - not insured"

Policy booklet is very vague. Reads basically if there is change you tell them and they decide. Another way to extract cash me thinks.
Mike

 

[wildoat]

Look at it this way, a car running a red light at night may just see those reflectors and manage to avoid you, I'd rather keep my legs than be more worried about trying to look cool, just a thought!
cheers
tony
ride safe

 

[Fat Biker 66]

Totally agree. Mine will stay. But think large number will remove them unaware of insurance implication. When look at Euro 4 threads on various bike forums it's all about removing reflectors
Ride safe
Mike

 

[Wonkey donkey]

I wonder how many of them removing the reflectors ride around in hi vis clothing, orange helmets or polite vests

 

[Wreford Miles]

Victim of a SMIDSY, you've taken your reflectors off and the computer says no...

That's the great thing about adventure bikes they bring you joy and new challenges every day

 

[Nutty]

What do I do, what do I do?

 

[Fat Biker 66]

Agree. For me on a new bike it will be leave them , forget about them and ride like hell

 

[Nikonnigel]

What do I do, what do I do?

Im sure Gillies or touratech might sell some expensive revolving ones a bit like 007s aston martin number plates that only "deploy" if a car approaches side on lol

 

[trebor]

I personally wouldn't take them off, but honestly, I really can't see the point of them, if a vehicle pulling out of a junction hasn't seen that fecking great light at the front, he sure as hell ain't going to see those reflectors until it's too late.

 

[Iced Tiger]

I was going to whip them off . But SWMBO siad she likes them on, so I have left them on

 

[Biot]

It's a GS. Surely they'll be covered in 'global tour' mud?

 

[Nutty]

I've decided to attach them to my Shoei, that way they're higher up, and will be more visible if I shake my head from side to side very fast at night.

I'll phone my insurance company in the morning, to let them know.